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Tuesday, June 4 • 1:30pm - 3:00pm
Addressing PACE: The Next Great Predatory Lending Fiasco LIMITED

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Limited Capacity seats available

Property Assessed Clean Energy Home Loans have become the weapon of choice for unscrupulous contractors. The loans that are used to finance so-called "clean energy" upgrades become first-priority liens and subordinate all other secured interests in the property. The result for consumers is rising levels of fraud, extremely aggressive sales practices, and inappropriately-expensive lending. Because PACE loans become first-priority liens against borrowers' property, they are essentially risk-free. Lenders, however, are charging high up-front fees, and very high interest rates. Customers often are not even aware of the loan until an elevated property-tax bill arrives. Efforts to address the legislation are slowly making headway, but litigation is confronting obstacles.

The PACE Panel will address what PACE is, why PACE is so devastating, how it is being addressed legislatively, our experience with litigation, and how attorneys can address all these issues.

avatar for Alysson Snow

Alysson Snow

Senior Attorney, Legl Aid Society of San Dieo
Alysson Snow, Senior Attorney, leads the Consumer Protection Division of the Legal Aid Society of San Diego, Inc.  Ms. Snow and her team provide free legal assistance and representation to low-income consumers.  To address the steady flood of debt defense cases, Ms. Snow designed... Read More →
avatar for Jaime Levine

Jaime Levine

Director of Legal Services, Elder Law & Advocacy
I have run the Legal Services Program at Elder Law & Advocacy for a number of years. We focus on financial elder abuse cases, but do see a very wide range of legal issues affecting seniors. While scams aimed at seniors are rampant, a predatory lending scheme has become prominent recently... Read More →
avatar for Jennifer Sperling

Jennifer Sperling

Impact Litigation and Policy Attorney, Bet Tzedek
Jennifer Sperling is the Impact Litigation & Policy staff attorney for Bet Tzedek Legal Services in Los Angeles. Since 2017, the bulk of her litigation advocacy has centered on Property Assessed Clean Energy (PACE) loans, which have impacted scores of Bet Tzedek's most vulnerable... Read More →
avatar for Lisa Sitkin

Lisa Sitkin

Senior Staff Attorney, NHLP
Lisa Sitkin is a Senior Staff Attorney at National Housing Law Project (NHLP) in San Francisco, CA. She focuses on policy advocacy on behalf of low-income homeowners and renters, and provides consultation, technical assistance and practice resources in connection with mortgages and... Read More →
avatar for STACEY TUTT


Clinical Professor of Law, UC Irvine School of Law
Professor Stacey L. Tutt launched the Consumer Law Clinic at UC Irvine in the Fall of 2018. The Consumer Law Clinic teaches students the skills of lawyering while exploring a community-based approach to consumer law. As advocates for consumers and veterans exploited by predatory... Read More →

Tuesday June 4, 2019 1:30pm - 3:00pm PDT